Long Term Care Insurance with A Guaranteed Death Benefit

Did you know that is more than one option when it comes to long term care insurance?

With the traditional long term care insurance you pay your premium, and if you need long-term care due to age or illness, the policy pays out a daily or monthly benefit. Some people think that if they die without needing long-term care, they feel they’ve “wasted” the premiums.

Long Term Care Insurance that Pays a Death Benefit

We specialize in LTC policies that pay lifetime benefits and a death benefit if there are no LTC claims. The policies we recommend also build cash value that can be borrowed against at a net interest rate of 4%. In most cases, we can virtually guarantee that your death benefit will exceed your premiums.    

Give us a call if you want a LTC insurance policy with a guranteed death benefit that will, in most cases, exceed your premiums.