NOW is the Time for Long Term Care Planning

Most people seeking coverage on their own have personal experiences with a loved one needing and paying for care.

NOW is the time to start planning for your long term care needs.

The older you get, the more expensive LTC insurance becomes.

As you age, you have a greater chance of becoming uninsurable and thus unable to obtain a LTC policy.

Statistically, 70% of people turning age 65 can expect to use some form of long-term care during their lives.  

Why is planning ahead for long-term care so important? Consider the following:

• not relying on children or family with caregiving responsibilities
• to protect your retirement assets 
• ensuring that critical choices remain yours

There are several reasons many people don’t plan ahead.

Maybe you think that you won’t be dependent on others or need assistance even as you age.

Or, maybe you think you have time to buy long-term care insurance. 

Or, you are a high net worth individual. Today policies can pay for a lifetime of care for the cost of one year of a refundable premium if LTC is never needed, a win-win for the insured. 

Whatever your reason, give us a call, and let’s discuss your options.